Personal Insurance

Protect What Matters Most

When it comes to your family, health, and home, you can’t leave anything to chance.

Personal insurance provides tailored solutions to help you manage life’s uncertainties.

Whether it’s safeguarding your income, covering medical expenses, or securing your home, we’ve got you covered.

Tailored Coverage Options

It’s easy to look for a deal online but unless you read all the fine print you could end up paying for cover you don’t need or worse, find you don’t have suitable cover come claim time. Different policies cover different needs, so you need to choose the one that suits you.

Life cover

A safety net for your loved ones in the event of your death or terminal illness. This cover provides either a lump sum or monthly benefit, helping to reduce debt, pay for funeral expenses, or provide long-term financial stability.

Income cover
Your ability to earn is your greatest asset. If illness or injury prevents you from working, income cover ensures a reliable monthly benefit (up to 75% of your pre-tax income) to help you meet essential expenses like bills, mortgage payments, or education costs.
Health cover

Health insurance ensures you and your family can access private medical care when it matters most. Choose plans that cover everything from surgeries and specialist visits to day-to-day care like GP appointments and dental check-ups.

Trauma cover

Receive a lump sum payment if you’re diagnosed with a specified medical condition, such as cancer, a heart attack, or a stroke. Use the funds to cover medical treatments, take time off work, or make lifestyle adjustments to focus on recovery.

Mortgage and Rent Protection

Your home is likely your biggest expense. Mortgage and rent protection insurance ensures your repayments are covered if illness or injury prevents you from working. This policy offers flexibility, allowing you to choose cover durations ranging from two years to age 65. 

Total and Permanent Disability cover

If you’re permanently unable to work due to accident or illness, this cover provides a lump sum payment to help you adapt your lifestyle, modify your home, or manage ongoing expenses. 

To go one step further in protecting your legacy, consider our Digital Wills Solution. It provides an easy way to create, manage, and store your will online, ensuring your loved ones have clear instructions when it matters most.

At AdviceFirst, we understand that no two people are alike. That’s why we tailor every policy to your unique circumstances, whether you’re buying your first home, starting a family, or planning for retirement.

Let us help you secure the future you deserve.