Global shares have fallen 8% so far this year, initially driven by declines in China’s currency and equity markets, with softer US manufacturing data and sharp falls in energy and commodity prices adding to the negative sentiment. AMP Capital’s investment strategy team have written an Investment Insight paper to help explain what is happening. If you would like to know more please click this link: http://www.ampcapital.co.nz/news-and-research
Changes to the equity market can lead to investor concern. It is important to remember that even with the share market volatility your individual financial goals probably have not changed in the last few weeks; and the plans that are in place to achieve those goals have probably not changed either. These plans are based on your circumstances and where they are medium or longer term in nature, they consider some market variability.
If you would like to take this opportunity to review your existing Investment portfolio, or have any further questions, please call your AdviceFirst Adviser directly, or you can contact our team weekdays between 8.30am and 4.30pm on 0800 438 238 or firstname.lastname@example.org
Click the image to watch the short video to steer you in the right direction for 2016.
Building a fulfilling future is a bit like completing a jigsaw puzzle. There are various pieces that come together to ensure your dreams are realised. You have already taken care of some of that puzzle with AdviceFirst, and now it’s time to take care of your KiwiSaver.
At AdviceFirst, we're committed to helping you achieve your financial goals. You work hard for your money, so it’s important that you save for your future.
So whether you’re already enrolled with another provider, or you’re yet to sign up, there are many reasons to join the AMP KiwiSaver Scheme including the opportunity to win a $1,000 KiwiSaver boost – there’s a new winner every month! Just use the code BOOSTER when you sign up.
You can sign up online by clicking the above banner, alternatively, contact us on 0800 438 238 or email@example.com
Without a Will your assets may not go to those you would have expected.
Every New Zealand adult should have a Will, because every family deserves to be protected by one; and putting Wills in place has never been so simple.
Right now, Perpetual Guardian is offering preferential service delivery and pricing for AdviceFirst clients through its online portal.
AdviceFirst Client Pricing:
The Reserve Bank has recently cut the Official Cash Rate to 2.5%, and indicated that the cost of borrowing could fall even further.
This could be great news for home owners, especially since there is speculation that fixed mortgage rates could fall below 4% in early 2016.
If you would like to review your home loan contact us 0800 476 678 or email us to arrange a meeting with one of our Mortgage Advisers.
Once again AdviceFirst awarded two $5,000 regional scholarships to help everyday New Zealander’s ‘do their thing’, as part of the wider, national AMP scholarship scheme.
Through these scholarships, AdviceFirst inspires people to take steps towards achieving their dreams, helping to build a brighter tomorrow for the wider community. And this year’s winners are definitely on their way to achieving their dreams.
Joshua is a talented dancer and is using his scholarship to help fund his tuition at The Julliard School in New York, and Brooke is a junior champion Barefoot Water-skier who is using her scholarship to represent NZ at the senior World Championships in the USA in 2016.
Congratulations to both Josh and Brooke.
The AdviceFirst offices will be closed on Thursday 24 December and will re-open on Tuesday 5 January 2016.
We will, however, be available by phone to deal with emergencies between those dates - just call 0800 438 238 to be redirected to an available adviser or click this link to send an email to our team to address in the New Year.
0800 438 238